Final expense and life insurance from GoldCrest Life, an independent Florida agency that compares top-rated carriers, tells you plainly what you qualify for, and gets you covered in days. Many carriers decide in minutes, with no medical exam.
Every family needs something different. We start with what the money is for, then find the carrier and the policy that fit, at a premium you can keep paying.
Whole life coverage sized to pay for a funeral, final medical bills and the small debts that get left behind, so your family isn't handed the cost. The premium never rises and the coverage never expires. Simplified health questions, no medical exam.
The most coverage for the least cost, for a set number of years. It replaces a paycheck, pays off the house and keeps the kids' plans on track if you're not there to see them through.
Permanent coverage with a fixed premium for life and a cash value that grows over time. For people who want one policy they'll never have to replace, and something to leave behind no matter when.
Term coverage matched to your mortgage balance and term, so the house is paid off and your family stays in it. Many policies add living benefits you can use if you become seriously ill.
Most people buy life insurance once or twice in their lives. We do it every day, and we're independent, so the advice you get is about you.
We hold appointments with several top-rated carriers instead of selling for one. Each company treats age, health and budget differently, so we place you where you truly fit, and at the best rate we can find.
No shortcuts and no coached answers. If day-one coverage isn't available for you, we say so and show you what is, whether that's graded coverage or a guaranteed-acceptance policy. That honesty is what makes a policy pay.
Most of what we write needs no exam, no needles and no waiting rooms. You answer questions by phone, many carriers decide within minutes, and most policies are in force within days.
You work with GoldCrest Life from the first quote to the day your family files a claim. You'll have a direct number, and it gets answered.
Tell GoldCrest Life who the coverage is for and what it needs to do. We'll ask about age, health, medications and budget, so the quote you get is real.
We match you against our carriers' guidelines and come back with the best fit: the coverage, the exact monthly premium, and anything you should know before you decide.
Apply by phone and sign electronically. Once the policy is issued, you have a free-look period to read it over and cancel for a full refund if anything isn't what we discussed.
We work with established, highly rated life insurance carriers and place each client with the one whose guidelines fit them best.
Carrier availability varies by product, age, health and state. Your policy is issued by the carrier that underwrites it.
Fill this in and we'll call you back with real numbers from the carriers that fit. No pressure, no obligation, and nothing to pay unless you choose a policy.